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Utsav Shah
Utsav Shah, co-founder of
Kaaj
, an AI-native infrastructure company transforming equipment financing. Utsav has spent nearly a decade at Uber and Cruise, where he helped design and scale complex AI systems. With deep experience operating at the intersection of AI and real-world applications, he is now focused on bringing that innovation to equipment financing.
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Articles
Why Underwriting Throughput Hasn’t Scaled – Despite More Data, Tools and APIs
Data automation has accelerated information gathering in underwriting, but resolving inconsistencies and applying human judgment remain the true constraints on scale and speed.
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Industry Insights
February 23, 2026 @ 07:00 AM
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