Utsav Shah - ABL Advisor Author Profile

Author Profile

Utsav Shah

Utsav Shah, co-founder of Kaaj, an AI-native infrastructure company transforming equipment financing. Utsav has spent nearly a decade at Uber and Cruise, where he helped design and scale complex AI systems. With deep experience operating at the intersection of AI and real-world applications, he is now focused on bringing that innovation to equipment financing.

Posts by this Author:

Articles

	Where Credit Decisions Break: Exceptions, Judgment, and the Knowledge Black Hole Bridging automated credit systems with real-world underwriting requires an intelligence layer designed for ambiguity – one that deploys AI agents across underwriting workflows. Read Full Article
Industry Trends April 28, 2026 @ 07:00 AM

	Why Underwriting Throughput Hasn’t Scaled – Despite More Data, Tools and APIs Data automation has accelerated information gathering in underwriting, but resolving inconsistencies and applying human judgment remain the true constraints on scale and speed. Read Full Article
Industry Insights February 23, 2026 @ 07:00 AM

Tariffs and Political Conflicts are Driving Farm Uncertainty

Farmers face volatile tariffs, energy shocks, and drought, squeezing margins and...

by Mark Thomas and Jim McPhaul