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Madison Capital

Credit & Collection Manager / Credit Analyst
Location: Remote Options Available

Madison Capital is an independent equipment finance company based in Owings Mills, MD. For over 40 years, Madison Capital has provided equipment and vehicle financing services to small and medium-sized businesses through the US and Puerto Rico. We are a small group of professionals who are passionate about what we do. Apply now to become a part of our collaborative and innovative team environment.

Essential Duties and Responsibilities:

Perform credit investigation and analysis of commercial equipment leasing applications, including cash flow and financial statement analysis.
  • Spread and analyze financial statements, corporate tax returns, personal financial statements, and other data in order to prepare lease evaluations.
  • Review financial packet and determine additional information needed to proceed with the transaction.
  • Render credit decisions on lease applications up to individual limit authority.
  • Employ problem-solving and negotiation skills to optimize outcomes on collection accounts.
  • Notify sales representatives of all conditions of lease approvals and inform the sales support staff of any non-standard documentation requirements.
  • Attend credit committee meetings and present transactions to committee as appropriate.
  • Coordinate with outside legal counsel on defaulted accounts.
  • Perform ongoing review of customers. Interact with executive team, sales managers, and sales representatives, as well as potential and existing customers.
  • Complete work assignments within timeframes established.
  • College degree with a concentration in Accounting or Finance, or minimum of 2 -3 years credit experience in a commercial lending environment.
  • Superior ability to analyze financial statements and tax returns.
  • Must have excellent interpersonal, negotiation, analytical, and communication skills.
  • Must be reliable, detail oriented and possess the ability to handle multiple assignments simultaneously.
  • Must have a strong working knowledge of MS Word and Excel.

Salary plus benefits; 401K, various health insurance options, holidays, etc.

For an experienced financial credit professional, remote work options available.

Initial training at corporate office in Owings Mills, MD

To apply, forward cover letter and resume to