Capital Bancorp announced the expansion of its Commercial Banking operations in Delaware with the addition of several highly experienced relationship managers. This strategic move marks a key milestone in the Bank’s Mid-Atlantic growth strategy, positioning Capital Bank to serve more businesses across the state of Delaware and surrounding areas.
Located in Southern Delaware, Ritchie Francia is a seasoned commercial banker with deep ties to the Delaware business community. Based in the Rehoboth Beach area, Francia will anchor Capital Bank’s efforts in Sussex County, bringing his decades of experience and strong community relationships to clients in one of Delaware’s fastest-growing markets.
Joining Francia are Sarah Ferguson and John Hassiepen in the Greater Wilmington area. Both Ferguson and Hassiepen are respected banking professionals with long track records of helping local businesses achieve their financial goals. Together, these additions bring deep market expertise, strong community connections, and a reputation for client service that aligns with Capital Bank’s relationship-driven approach.
All three bankers are recognized as top performers, having recently earned prestigious sales awards for high achievement in commercial banking. Their success reflects a shared commitment to delivering exceptional value to clients through tailored financial solutions.
“Our investments in Delaware represents an exciting next step for Capital Bank as we continue to expand our reach across the Mid-Atlantic,” said Steve Poynot, President and Chief Operating Officer of Capital Bank. “With the addition of Ritchie, Sarah, and John, we are building a team of experienced professionals who not only understand the local business landscape but are deeply invested in the success of their communities.”
Capital Bank’s Delaware expansion is part of a broader strategic effort to strengthen its Commercial Banking footprint across the region. The Bank continues to invest in top talent and local market expertise to better serve businesses throughout Maryland, Delaware, Virginia and beyond.