MountainOne has welcomed two new Senior Commercial Credit Analysts, Ann Barnes and Nicholas Fanfan, to its Commercial Banking division.

In their roles, Barnes and Fanfan evaluate the financial strength of commercial borrowers and prospects, prepare credit analyses to support new and renewed credit requests, and collaborate with commercial lenders on deal structuring and portfolio management. They also assist in monitoring borrower performance to help maintain the long-term quality of the commercial loan portfolio.

Barnes brings over ten years of experience in commercial lending and collateral oversight. She most recently served as Vice President of Collateral Oversight at Blue Ridge Bank in Richmond, Virginia. Prior to that, she held leadership roles at Salus Capital Partners in Needham, supporting asset-based lending operations and credit risk management. Barnes earned a degree in Accounting from Bryant University. She lives in Lanesborough with her family and pets. Outside of work, she enjoys exercise, cooking, water sports, interior design, and true crime media.

Fanfan joins MountainOne with experience in commercial credit and lending at Cambridge Savings Bank in Waltham, where he supported credit decision making across Commercial Real Estate, Corporate Banking, and Asset Based Lending portfolios. He earned a Bachelor of Science degree in Managerial Economics from the University of Massachusetts Amherst. His interests include weightlifting, running, and fantasy football.

“It’s a pleasure to welcome Ann and Nicholas to the MountainOne team!” said Marie Harris, Vice President, Credit Administration Manager at MountainOne Bank. “Each brings a unique perspective shaped by their experience, and both will be valuable as we continue to meet the needs of our commercial clients and communities.”