Provident Bank has announced the appointment of Joseph A. Tammaro Jr. as Executive Vice President, Head of Middle Market Lending.
In this role, Tammaro will report to Bill Fink, Executive Vice President, Chief Lending Officer, and will be responsible for leading Provident’s Middle Market Lending Group, including business development, customer relationship management, portfolio performance, credit quality and risk management. He will also play a key role in strategic planning, team leadership and development, and partnering across the organization to deliver comprehensive lending, depository, Treasury Management and foreign exchange solutions to our Middle Market customers.
“Joe brings the leadership experience and strategic focus needed to drive continued growth in our middle market platform,” said Fink. “He has a strong track record of building scalable teams, expanding customer relationships, and delivering disciplined, profitable growth. As we continue to invest in this important business line, Joe’s expertise will be instrumental in accelerating our momentum and strengthening our competitive position across the region.”
Tammaro brings more than two decades of senior leadership experience in commercial banking. Most recently, he served as Senior Vice President and Group Head of Metro PA & NJ Middle Market Lending at TD Bank, where he led teams serving commercial and industrial customers with revenues up to $2 billion. Throughout his career, Tammaro has demonstrated a strong track record in building high-performing and collaborative teams, managing complex credit portfolios, fostering deep customer relationships and collaborating across product partners to deliver holistic financial solutions.
Earlier in his career, Tammaro held several senior leadership roles at TD Bank, including leading the Not-for-Profit Lending Group in Pennsylvania and New Jersey, overseeing healthcare lending teams, and serving as Regional Vice President for the Philadelphia Market, where he managed one of the bank’s largest markets and was recognized for business growth and leadership excellence. He is also highly engaged in the regional business community and brings a strong reputation for customer advocacy and strategic partnership.
“Provident Bank has built a strong foundation in middle market lending, and I see a significant opportunity to build on that progress,” said Tammaro. “I look forward to working with our teams to expand our market presence, grow customer relationships, and deliver integrated financial solutions that support the long-term success of our middle market customers.”
Tammaro replaces Wm. J. Ruckert III, who will be retiring on April 1. During the leadership transition, the two will work closely to ensure a seamless and thoughtful handoff, providing continuity of service and maintaining Provident Bank’s strong, ongoing commitment to supporting its middle market customers.