John Beard is Senior Vice President, Portfolio Quality at LEAF Commercial Capital, Inc. since 2015. He has been the General Manager of the Moberly Dealer Solutions group since the November 2007 acquisition of Dolphin Capital Corporation where he was the Vice President and Director of Credit Administration.

He held various credit and sales management positions with LeaseAmerica Corporation and with Office Technology Finance -- General Electric Capital Corporation from 1981 to 1997. Beard has a B.S. Degree in Business from Mount Mercy University.

Dave English is Executive Vice President and Chief Investment Officer of LEAF Commercial Capital, Inc. since its formation in 2011 and held a similar position at LEAF Financial Corporation starting in 2003. English has more than 31 years of credit experience at commercial finance and leasing companies as Senior Vice President -- Risk Management for CitiCapital Vendor Finance’s Technology Finance Group, and its predecessor, Fidelity Leasing, Inc.

Prior to CitiCapital, English held credit management positions with Equitable Life Leasing, GE Capital, and Tokai Financial Services, Inc. English has a B.S. Degree in Mathematics from the University of Pittsburgh.