Civista Bancshares Inc., the parent company of Civista Bank, announced the successful completion of its merger with The Farmers Savings Bank, a community-focused institution headquartered in Spencer, Ohio. The transaction marks a strategic expansion for Civista into Medina and Lorain Counties, reinforcing its commitment to serving Ohio's communities with personalized banking solutions.

The merger adds two new branches and approximately $236 million in low-cost deposits to Civista's portfolio. Based on financial data as of Sept. 30, 2025, the combined organization will have approximately $4.4 billion in total assets, $3.2 billion in net loans and $3.5 billion in total deposits.

"This merger represents a significant step forward in our mission to deliver exceptional community banking services," said Dennis G. Shaffer, President and CEO of Civista Bancshares. "We are thrilled to welcome Farmers Savings Bank into the Civista family. Together, we will leverage our combined strengths to enhance commercial lending capabilities, deploy excess liquidity, and deepen relationships in Northeast Ohio, and across the Civista footprint."

Tom Lee, President and CEO of The Farmers Savings Bank, added, "Joining Civista allows us to continue our legacy of community-focused banking while gaining access to expanded resources and expertise. Our customers will benefit from enhanced services and a broader network, all while maintaining the personal touch they've come to expect."

The system conversion is scheduled for the first quarter of 2026. Until then, Farmers Savings Bank customers will continue to access services as usual, with updates and support provided throughout the transition.