Equify Financial announced that it has closed a $100 million capital facility with JPMorgan Chase & Co., strengthening its balance sheet and expanding its capacity to serve middle-market businesses across the United States.

The facility will be used to support Equify’s growing portfolio of commercial loans, with a focus on equipment finance, asset-based lending, and structured solutions for operators in capital-intensive industries.

“This transaction reflects confidence in our underwriting discipline, asset quality and long-term strategy,” said Pat Hoiby, CEO of Equify Financial. “Access to stable, institutional capital allows us to be a more reliable partner to business owners who need flexible financing in dynamic market conditions.”

The new facility enhances Equify’s ability to respond quickly to borrower needs while maintaining a relationship-driven approach to credit. Unlike traditional lenders constrained by rigid credit boxes, Equify structures solutions around operating realities, helping businesses preserve liquidity and sustain growth.

The transaction underscores Equify’s continued momentum as an independent commercial lender and its growing presence in the national capital markets.