MGV Finance advised on a $17.2 million structured finance transaction between Pathward N.A. (“Pathward”) and 4 13 Solutions Inc. (“4 13”), an energy solutions and commercial real estate platform founded by Pro Football Hall of Famer, three-time Super Bowl champion and NFL all-time leading rusher Emmitt Smith, with his co-founder and Chief Executive Officer David Mosley.

Proceeds from the financing have been exclusively applied to support 4 13’s development of solar projects, while the company will use pre-existing vehicles and cash to continue building out its wind and gas portfolio. 4 13’s energy portfolio spans New York, Texas, and additional markets across the Southwestern United States. MGV, led by co-founder and Managing Partner Varun Yerramsetti, consulted on the transaction from inception through close, providing structured finance advisory, risk assessment, capital markets coordination, and due diligence support.

MGV worked closely with 4 13’s team led by Mosley, Taylor Weaver (Chief Investment Officer), and Denver Williams (Vice President of Development) to structure a financing solution aligned with 4 13’s development objectives.

“MGV played a central role in initiating and structuring this financing in support of our continued growth,” said Mosley. “Varun’s team coordinated with our Chief Legal Officer, Lauren Randle, and made the entire financing process seamless."

MGV’s support and network of financing resources established “a foundation for a long-term relationship with Pathward and 4 13,” said Randle, who served as a senior attorney at Baker Botts LLP prior to joining 4 13 in 2024.

Tom Fink served as Pathward’s lead banker on the transaction, working closely with MGV and 4 13 to structure and drive the transaction to a successful closing. Legal counsel for Pathward was provided by the Atlanta-based law firm Brodnan & Budd, LLC, and Kate Pennartz, now a Partner at Holland & Knight, LLP, served as counsel for 4 13.

This transaction with MGV and Pathward positions 4 13 to continue scaling its renewable energy footprint while maintaining flexibility across future acquisitions, development initiatives and capital markets opportunities.