Encina Lender Finance, LLC announced it has closed a $25 million senior credit facility for a consumer unsecured installment lending platform with an over 20-year track record.

The borrower will use this facility for continued portfolio growth.

Headquartered in Atlanta, Encina Lender Finance offers revolving lines of credit and term loans ranging in size from $20 million to $100 million to emerging and established specialty finance companies across consumer and commercial asset classes. Targeted consumer asset classes include secured vehicle finance, unsecured installment and revolving loans (direct-to-consumer or POS), and debt consolidation loans. Targeted commercial asset classes include asset-based lending, factoring, equipment finance, floorplan finance, private credit, CRE bridge lending, and SMB lending.