Beautifi Financial Solutions announced the launch of a new underwriting facility designed to expand access to commercial equipment financing for aesthetic, medical and dental clinics.

The underwriting facility is supported by Travelers Financial Solutions (TFS), a strategic shareholder in Beautifi Financial Solutions. TFS's participation provides additional strategic and operational capacity, along with a broader asset-backed underwriting framework, enabling Beautifi to responsibly extend financing to a wider range of clinics while continuing to operate the program as a fully integrated Beautifi offering.

This facility specifically addresses the financing challenges faced by both non-MD owned and newer businesses in these industries, which have historically had limited access to equipment lending and leasing. By bridging this gap in the credit spectrum, Beautifi and Travelers are enabling entrepreneurs to access the capital they need to grow, while also supporting equipment manufacturers and vendors with new financing options for their clients.

For equipment manufacturers and vendors, the facility is designed to unlock incremental sales by financing clinics that are routinely declined by traditional lenders and captive programs. This includes newer businesses and non-MD owned practices where deals often stall late in the sales cycle due to financing constraints. By expanding the effective credit box without replacing existing captive solutions, Beautifi and TFS enable manufacturers to close additional deals that would otherwise be lost.

"Too many equipment deals die at the financing stage, not because the demand isn't there, but because the credit box is too narrow," said Ryan Brinkhurst, Founder and CEO of Beautifi. "This facility is built to convert those declines into funded deals. It gives manufacturers a way to capture incremental volume from clinics they would otherwise have to walk away from." The new underwriting facility will not only benefit small and emerging businesses, but will also help equipment suppliers close more sales by providing tailored financing options to a broader range of clients.