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        Equipment Finance Advisor Blogs
 
 
        Blogs
     
        Equipment Finance Advisor has partnered with industry and subject matter experts
        to provide topical information to our readers in an interactive blog format. We
        encourage our readers to provide comments and stimulate an on-going conversation
        with peers.
        
     
        Technology Blog - Current information on how technology is
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 Careers Blog - Tips of finding your next career, HR Tips and
        general career advice in multiple industries.
 
 
 
	
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                                    Michael A. Toglia
                                 
                                    Mentoring is hard, personally draining and time consuming – and it’s also another seemingly lost art form. 
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                                    April 24, 2013, 07:00 AM
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                                    Daniel P. Katz
                                 
                                    “CRM is a strategy, process and technology that lets your company make the most of every sale by optimizing revenue and getting a better understanding of the customer’s needs.”
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                                    May 06, 2012, 11:00 AM
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                                    Michael A. Toglia
                                 
                                    Imagine a world if you will, with no Internet – and all the information you need is NOT at your fingertips; a world where relationships are built by people actually talking to each other.
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                                    March 22, 2012, 05:00 PM
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                                    Scott Nelson
                                 
                                    Scott Nelson of Tamarack Technology reflects on Bob Dylan’s Subterranean Homesick Blues video, pondering whether AI could recreate this legendary song using only its iconic cue cards.
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                                    January 27, 2025, 07:00 AM
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                                    Scott Nelson
                                 
                                    Tamarack Technology’s Scott Nelson shares his insights on the Microsoft Office AI product announcement and the impact of AI  on productivity.
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                                    August 30, 2023, 07:00 AM
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                                    David Woodroffe
                                 
                                    David Woodroffe, VP Product Management, Risk, Credit and Lending, FIS Global explains the importance of creating a true foundational technology strategy.
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                                    April 24, 2020, 07:00 AM
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                                    Robert J. (Bob) Rinaldi
                                 
                                    Industry leader Bob Rinaldi’s personal journey in life and experiences in the equipment finance industry exemplifies ‘knowing when to hold ‘em, and when to fold ‘em.’ 
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                                    October 06, 2016, 07:00 AM
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                                    Gni Grossman
                                 
                                    I’m sure you have heard “You need management experience on your resume…” or “You need to manage to be promoted." To be a successful professional, you need to manage. Is this really true? 
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                                    June 18, 2013, 07:00 AM
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                                    Gni Grossman
                                 
                                    Have you been at your job for more than a year and are wondering why you aren’t being considered for a promotion?
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                                    January 24, 2013, 07:00 AM
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                                    Matt Tepfenhart
                                 
                                    The Financial Accounting Standards Board earlier this year provided updates related to its October 2020 Targeted Improvements Exposure Draft.
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                                    April 19, 2021, 05:00 AM
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                                    Tobey Wilson, CPA, CLFP
                                 
                                    Tobey Wilson, of ECS Financial Services, on why sound accounting practices are a critical tool for successful lessors.
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                                    May 03, 2017, 07:00 AM
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                                    Sean Torr & James Barker
                                 
                                    When it comes to lease accounting standards, suffice it to say that there are many changes coming down the pipeline. Yet, some organizations feel unprepared to comply...
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                                    November 23, 2016, 07:00 AM
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                                    Brian Noble
                                 
                                    Brian Noble, CEO of Asset Compliant Solutions, writes lenders and lease finance companies can take measures to help manage the increased risks in their loan/lease portfolios.
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                                    March 08, 2023, 05:00 AM
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                                    Michael Levison
                                 
                                    For finance companies, recovering collateral can be complex, but with the right partner by your side, it is manageable.
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                                    October 01, 2020, 05:00 AM
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                                    Katerina Jones
                                 
                                    Katerina Jones of Fleet Advantage explains that upgrading aging equipment has both "hard cost" savings and "soft cost" benefits.
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                                    January 22, 2020, 05:00 AM
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                                    Lori Frasier
                                 
                                    Lori Frasier, SVP of Strategy and Performance Management of Key Equipment Finance discusses the need to dedicate resources toward talent development in the equipment finance industry.
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                                    January 04, 2017, 07:00 AM
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                                    RJ Grimshaw
                                 
                                    Mentoring young guns takes an artist’s touch, and given the right information, mentoring Millennials will come as naturally as training Baby Boomers.
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                                    December 06, 2016, 07:00 AM
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                                    Samuel N. Oliva, CPA, CMA, CLFP
                                 
                                    Metrics are transforming the business world and has even grown to include the human resources function, which is evolving before our eyes.
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                                    September 20, 2016, 07:00 AM
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                                    William Phelan
                                 
                                    William Phelan, President of PayNet on the importance of accurate credit data and the impact the credit gap among private businesses is having on the economy.
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                                    September 06, 2017, 07:00 AM
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                                    Shane Davis
                                 
                                    July 2015 isn’t a bad time to be in equipment finance. Sales are up, portfolios are growing at a record pace, delinquencies are down, and the small business sector is exploding...
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                                    July 07, 2015, 07:00 AM
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                                    Anthony Lamm
                                 
                                    We all know that delinquencies are at an all time low. This doesn’t mean that there aren’t steps for your asset recovery and collection departments to take.
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                                    June 08, 2015, 07:00 AM
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                                    Brett Boehm
                                 
                                    Understanding how buyers determine the value of charged-off leases and non-performing loans can provide new opportunities
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                                    November 12, 2013, 07:00 AM
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                                    Richard Ryan
                                 
                                    After being battered by recession and other crises, it’s easy to write Europe off as a spent force. Despite the gloom, there are grounds for optimism.
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                                    March 04, 2014, 03:00 PM
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                                    Rafael Castillo-Triana
                                 
                                    Latin America’s leasing industry is on the edge of innovation and leadership with opportunities unfolding in several markets.
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                                    December 04, 2013, 07:00 AM
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                                    Jonathan L. Fales
                                 
                                    The Alta Group’s Jonathan Fales has been fascinated by the Chinese equipment financing market for a number of years…
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                                    September 03, 2013, 07:00 AM
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                                    Al Davis
                                 
                                    The Chapter V subsection of Chapter 11, known as the Small Business Reorganization Act, was designed to let smaller companies take advantage of bankruptcy restructuring laws in a way that is both faster and less expensive.
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                                    October 29, 2020, 05:00 AM
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                                    Brett P. Garver
                                 
                                    Brett Garver of Moritt Hock & Hamroff LLP writes that a proposed NY State law would create a licensing requirement for non-bank lenders and leasing companies.
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                                    February 07, 2020, 05:00 AM
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                                    Robert S. Cohen, Esq.
                                 
                                    Constantly changing technology and laws require updates to your lease and finance documents to ensure they meet current requirements, explains Robert S. Cohn, Esq., of Moritt Hock & Hamroff LLP.
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                                    September 19, 2019, 05:00 AM
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                                    Rick Borosky
                                 
                                    Regulatory compliance is crucial for equipment finance companies. However, navigating the nuances between federal, state and local jurisdictions can be challenging and requires vigilance.
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                                    January 29, 2024, 07:00 AM
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                                    Brett Boehm
                                 
                                    Featured blogger Brett Boehm, of TBF Financial, on why equipment finance firms should be keeping an eye on the evolving commercial debt market. 
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                                    March 14, 2018, 07:00 AM
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                                    James B. Freund
                                 
                                    To assemble a team of Top Performers, start by forgetting everything you think know about hiring for sales 
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                                    March 23, 2017, 07:00 AM
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                                    Cramer Owen
                                 
                                    In the world of equipment financing, if you ask ten people to define the term “Life Cycle Economics”, you’re likely to get ten different answers...
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                                    April 02, 2014, 07:00 AM
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                                    Sue Bury
                                 
                                    In today’s world, everybody has a story. Your gut may be your litmus test early on, but the only way to be certain in the search for truth is with a background check.
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                                    August 16, 2016, 07:00 AM
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                                    Michael A. Toglia
                                 
                                    Equipment finance professionals must exercise their constitutional right to be heard to secure the future of our industry. But in order to be heard, you need to take action… 
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                                    June 01, 2016, 07:00 AM
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                                    Michael A. Toglia
                                 
                                    Equipment Finance Advisor catches up with Bob Rinaldi who speaks about his experiences as Chairman of the ELFA in 2015.
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                                    February 17, 2016, 07:00 AM
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                                    Velvet Spicer
                                 
                                    As borrowing conditions ease and investment incentives take hold, the equipment finance sector eyes growth—though risks remain from inflation, policy shifts, and supply bottlenecks.
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                                    October 07, 2025, 07:00 AM
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                                    Riley Thompson
                                 
                                    Riley Thompson, Head of Direct Sales for Mitsubishi HC Capital America discusses how Tariffs are straining IT budgets, and how flexible financing is key to staying secure amid uncertainty.
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                                    September 18, 2025, 07:00 AM
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                                    RJ Grimshaw
                                 
                                    Speed without structure leads to chaos when considering the role of AI Agents in commercial finance.
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                                    August 07, 2025, 07:00 AM
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                                    Susan Carol
                                 
                                    When striving to find your voice in social media, it’s important to have a grasp of the big picture. 
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                                    March 26, 2013, 07:00 AM
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                                    RJ Grimshaw
                                 
                                    RJ Grimshaw explains it is necessary to develop the next generation of leaders in order to have a sustainable business.
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                                    September 23, 2022, 05:00 AM
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                                    Michael A. Toglia
                                 
                                    In March, Rinaldi Advisory Services and ECS Financial Services announced the rollout of a new innovative financial tool for CEOs and principals of equipment leasing and finance companies. 
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                                    March 31, 2021, 05:00 AM
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                                    RJ Grimshaw
                                 
                                    Featured blogger R.J. Grimshaw offers the latest perspectives on fostering innovation by targeting employees with the character traits suited for intrapreneurship. 
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                                    June 04, 2018, 07:00 AM
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                                    Sam Giffin
                                 
                                    Informa’s Sam Giffin on the pros and cons of using the Orderly Liquidation Value (OLV) metric for heavy equipment valuations
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                                    July 06, 2017, 07:00 AM
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                                    Joseph Santora, ASA
                                 
                                    Why is it so important to hire a qualified appraiser? When it comes to appraising, there is no room for error. Therefore it is critical to choose your equipment appraiser wisely.
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                                    May 20, 2015, 07:00 AM
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                                    Jeff Tanenbaum
                                 
                                    Understanding equipment use is as important as its specs when it comes to market recovery. Pharma vs. nutraceutical sectors offer a case in point.
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                                    March 19, 2014, 07:00 AM
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                                    Len Neuhaus, CPA
                                 
                                    Leasing will proliferate in the new COVID-19 environment businesses are facing.
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                                    May 04, 2020, 07:00 AM
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                                    Barry Kastner
                                 
                                    Bibby Financial Services’ Barry Kastner explains how equipment finance companies can weather interest-rate uncertainties with a few simple steps. 
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                                    June 09, 2017, 07:00 AM
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                                    Adam Karson
                                 
                                    As we enter the Q3 2013, KeyBridge Research economist Adam Karson tells us how competing macro forces will affect the equipment sector…
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                                    July 17, 2013, 07:00 AM
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                                    Shawn Halladay
                                 
                                    The Alta Group’s Shawn Halladay outlines some of the steps in preparing an effective professional development program.
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                                    October 30, 2013, 07:00 AM
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                                    Shawn Halladay
                                 
                                    The way Shawn Halladay sees it, e-learning can be effective. Its results, however, must be monitored and assessed and the learners made accountable for their success.
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                                    August 21, 2013, 07:00 AM
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                                    RJ Grimshaw
                                 
                                    RJ Grimshaw explains social media is neither dead nor dying. It remains vibrant, growing and a key way for businesses to grow. To be successful, a company needs a long-term plan and a long-term commitment to using social media.
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                                    October 17, 2019, 03:00 PM
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                                    Susan Carol
                                 
                                    Susan Carol discusses the growing importance of automation of marketing, and the key factors to consider when looking at automation programs.
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                                    February 20, 2019, 11:00 AM
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                                    Michelle Speranza
                                 
                                    Michelle Speranza, SVP, Chief Marketing Officer, LEAF Commercial Capital discusses why building a company culture where marketing is absorbed into every facet of an organization is essential. 
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                                    August 07, 2018, 07:00 AM
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                                    Joseph Richman
                                 
                                    While it comes as no surprise that low oil prices cause bankruptcies, the data on these bankruptcies yields surprising conclusions about the industry and its future.
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                                    March 16, 2016, 07:00 AM
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                                    Len Baccaro
                                 
                                    As Ascentium Capital’s Len Baccaro sees it, the overall outlook remains very positive for the franchise vertical in 2015.
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                                    January 07, 2015, 07:00 AM
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                                    Cramer Owen
                                 
                                    Cramer Owen notes uncertainty over the proposed changes in lease accounting rules and the like are resulting in changing demand for financing products for specialty vehicles.
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                                    November 18, 2014, 07:00 AM
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                                    Michael A. Toglia
                                 
                                    Equipment Finance Advisor’s exclusive summary of personnel headlines covered in the Daily eNews Blast during the month of June.
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                                    June 30, 2014, 07:00 AM
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                                    Michael A. Toglia
                                 
                                    Equipment Finance Advisor presents the equipment finance industry’s exclusive summary of personnel headlines covered in the Daily eNews Blast during the month of May
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                                    May 30, 2014, 07:00 AM
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                                    Michael A. Toglia
                                 
                                    Equipment Finance Advisor presents its exclusive monthly Personnel Headlines Blog. Across all sectors, April was another busy month.
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                                    April 30, 2014, 07:00 AM
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                                    RJ Grimshaw
                                 
                                    RJ Grimshaw explains the importance of a Mission Statement and a Vision Statement to companies.
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                                    July 06, 2022, 05:00 AM
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                                    Bill Lawrence
                                 
                                    Bill Lawrence of Revitalization Partners discusses the importance of businesses having a “Plan B” in preparation for the unknown.
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                                    September 15, 2020, 05:00 AM
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                                    Cheryl A. Gifford
                                 
                                    Research that shows how companies survived the Great Recession, and thrived after it, can provide lessons for the current pandemic.
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                                    June 01, 2020, 05:00 AM
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                                    Frank Peretore, Robert L. Hornby & Ryan O’Connor
                                 
                                    A recent ruling in Bankruptcy Court may indicate that Stipulated Loss Value tables are more at risk than is commonly believed in the equipment finance industry.
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                                    February 16, 2018, 07:00 AM
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                                    Brian Holland
                                 
                                    Brian Holland, of Fleet Advantage, on why changing tax implications can have a consequential impact on the leasing and finance sector. 
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                                    January 08, 2018, 07:00 AM
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                                    Shawn Halladay
                                 
                                    In our second installment of the impact of proposed GOP tax reform on equipment finance, The Alta Group’s Shawn Halladay discusses what to expect if the Gross Profit Tax Deferral goes away. 
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                                    September 11, 2017, 07:00 AM
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                                    Michael A. Toglia
                                 
                                    As 2016 draws to a close, the staff of Equipment Finance Advisor takes a moment to reflect and present this year’s Blogs that captured our readers’ interest the most. 
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                                    December 21, 2016, 07:00 AM
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                                    Michael A. Toglia
                                 
                                    Since this is the time of year in which we look back on the happenings of the last twelve months, the staff of Equipment Finance Advisor takes this occasion to do the same.
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                                    December 22, 2014, 07:00 AM
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                                    Gary Amos
                                 
                                    Gary Amos, of Siemens Financial Services, offers a case study on how the right financing solutions can help healthcare organizations keep pace with today’s digital industry shift.
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                                    December 04, 2017, 07:00 AM
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                                    Amy Gross
                                 
                                    Amy Gross, SVP, Key Government Finance discusses how small- and medium-sized cities are planning significant infrastructure changes and the challenges faced in financing these changes.
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                                    March 23, 2018, 07:00 AM
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                                    Susan Koss
                                 
                                    Guest blogger Susan Koss, of O’Keefe CPA, on why due diligence during the M&A process must take a multi-dimensional approach or risk leaving important stones unturned.
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                                    May 01, 2018, 07:00 AM
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                                    Michael A. Toglia
                                 
                                    On May 19, 2021, the ELFA successfully held its first virtual Capitol Connections with over 150 participants taking part in this important advocacy event. 
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                                    May 27, 2021, 09:00 AM
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                                    Bob Rinaldi, CLFP
                                 
                                    Bob Rinaldi provides his observations of the 2022 ELFA Convention. As Bob describes, the conference was an incredible success and he tips his hat to the ELFA for successfully moving the convention in light of the hurricane in Florida. 
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                                    October 19, 2022, 07:00 AM
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                                    Sera Oliver and Mark Thomas
                                 
                                    Key Equipment Finance describes how its specialized team helped Pasha Hawaii expand its fleet of LNG-powered container ships.
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                                    October 20, 2023, 07:00 AM
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                                    Dan Taylor
                                 
                                    Kansas and Connecticut are enacting commercial financing laws enhancing transparency, with differing provisions on disclosures, broker commissions, and compliance.
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                                    September 19, 2024, 07:00 AM
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                                    Geoff Groshong and Al Davis
                                 
                                    Restructuring veterans Geoff Groshong and Al Davis discuss why Subchapter V bankruptcy has significant advantages over regular Chapter 11, but it should not be undertaken lightly.
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                                    October 22, 2025, 07:00 AM
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